An Extra Layer of Protection When It Matters Most
Umbrella insurance extends your liability coverage beyond the limits of your home and auto policies — helping protect your assets from life's biggest surprises.
Why consider an umbrella policy
If a serious claim exceeds your underlying policy limits, umbrella coverage helps cover the rest.
Extra Liability Limits
Adds $1 million or more in liability protection on top of your home and auto policies when their limits are exhausted.
Broad Protection
Covers claims that may not be included in standard policies, such as libel, slander, and certain foreign incidents.
Legal Defense Costs
Helps pay attorney fees and legal costs for covered claims, even if the suit is groundless.
Worldwide Coverage
Follows you beyond your home and auto — protection that travels with you wherever you go.
Asset Protection
Helps shield your savings and future income from large liability judgments.
Rental Property Exposure
Extends liability if you own investment or rental properties beyond what a landlord policy alone covers.
Umbrella coverage works alongside your home and auto
An umbrella policy kicks in after the liability limits on your underlying policies are reached. We'll help you coordinate limits across your home, auto, and rental properties so your coverage stacks the way it should.
- Coordinates with your homeowners and auto liability limits
- Affordable protection — often a few dollars a month per million
- Helps defend against large or unexpected liability claims
- One policy that follows you across your assets
Is umbrella coverage right for you?
If you own a home, have savings, rent out property, or coach youth sports, an umbrella policy is an affordable way to add peace of mind.
Get an Umbrella QuoteAdd an extra layer of liability protection
Ask us about bundling umbrella coverage with your home and auto policies.
Request an Umbrella Quote