Coverage for the Toys That Take You Places
Standard auto insurance isn't built for recreational vehicles. We help you compare RV, trailer, ATV, and watercraft coverage that fits how you play — on the road, off it, and on the water.
Common recreational vehicle coverage types
We'll explain each option in plain language so you can build the right policy for the way you adventure.
Liability Coverage
Helps cover costs if you're at fault in an accident that injures others or damages their property — on the road or at the campsite.
Comprehensive
Helps cover damage from non-collision events like theft, fire, weather, and vandalism — wherever your RV is stored or parked.
Collision
Helps pay to repair your recreational vehicle after a covered accident, regardless of fault.
Contents & Personal Property
Helps protect the belongings you keep inside your RV or trailer, from clothing to camping gear.
Attachments & Accessories
Coverage for awnings, steps, satellite dishes, and other attached equipment that a standard auto policy won't cover.
Roadside & Vacation Liability
Towing and emergency help on the road, plus liability for accidents that happen while you're parked at a site.
Recreation looks different for everyone
Whatever you drive, tow, or launch, we'll help you match the coverage to the way you use it.
Motorhomes & RVs
Class A, B, and C motorhomes — protection for the vehicle and the life inside it.
Travel & Fifth-Wheel Trailers
Towable trailers of all sizes, from lightweight teardrops to large fifth-wheels.
ATVs & UTVs
Side-by-sides, four-wheelers, and utility vehicles used on and off your property.
Boats & Watercraft
Personal watercraft, fishing boats, and other recreational water vehicles.
Bundling your toys can add up to savings
Many carriers offer multi-vehicle discounts when you insure your RV, toys, and everyday vehicles together. We'll help you compare bundled and unbundled options.
Compare My OptionsReady to protect your next adventure?
Tell us what you drive, tow, or launch and we'll help you explore options from multiple carriers.
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